DOVER — Although the future of the Affordable Care Act is up in the air because of staunch opposition from congressional Republicans and the White House, the open enrollment period for the Health Insurance Marketplace ends today. Starting Wednesday, anyone who does not buy a plan cannot purchase one for the rest of 2017.
There are exceptions for major life events, such as getting married, having a baby or losing other coverage, that can qualify someone for a Special Enrollment Period.
Consumers can find more details about the various plans at www.healthcare.gov. Federal application counselors are also available to help with enrollment 24 hours a day and seven days a week by calling 1-800-318-2596. All of the plans sold on the federal marketplace meet the coverage standards and consumer protections mandated by the ACA.
“Eight out of 10 uninsured Delawareans who were eligible for a Marketplace plan qualified for some level of financial assistance to help offset the cost of monthly premiums,” Insurance Commissioner Trinidad Navarro said in a statement.
The Delaware Department of Insurance’s Consumer Services Division has fielded complaints from Delawareans who believed they had enrolled in an ACA-approved plan but had in fact purchased a limited benefit plan.
If payments are not made on time, the insurance company can purchase the policy.
For more information, visit https://www.healthcare.gov/glossary/, www.choosehealthde.com or insurance.delaware.gov. Delawareans with questions or complaints may also contact the Department of Insurance at 1-800-282-8611.
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