LETTER TO THE EDITOR: ACA adding up to Astronomical Cost Assessments

With the continuation of the “as is” Affordable Care Act, or ACA, remaining in place, we may all experience very troubling health care experiences. Now in 2017, when we are in need of a new prescription or refill of one at our local pharmacy or mail order supplier, we may be in for unexpected price escalations.

I experienced this when I called my physician for a new prescription that was required for an existing medication I had been taking for many years at a reasonable cost. As you all may know, all medications are categorized as Tier 1 to Tier 5 classifications. Tier 1 is the most economical and generally a generic version of the brand-name drug. With each higher category level, the cost increases.

With a Tier 5, you might need to take a second mortgage out on your house. My particular noted medication taken in 2016 was a Tier 1 for a 90-day supply allowed by my insurance provider. Effective Jan. 1, 2017, the Tier 1 rose to a Tier 4, with only a 30-day supply quantity. This is unacceptable for all Americans to endure, instituted by the Washington, D.C., bureaucrats who are currently in office. Their future may very well be in jeopardy if positive adjustments are not made to our unraveling health care system.

Donald J. Trump, as our new 45th president of the United States of America, has seen the major nightmare we now refer to as “Obamacare” as a policy that must be addressed and quickly to be repealed and replaced of all the negative aspects in the programs. With well-intentioned vision to provide all Americans with beneficially good health care at an economical cost, the “planners” have fallen short in the unintended consequences that have befallen all Americans by the short-sighted planning of the originators of the ACA.

The plan is not working as intended. President Obama and the Democratic senators and representatives are still applauding their great achievement in the passage of this ill-fated and ill-conceived health care system.

In their misguided view, the status quo is fine, according to them. They are quite mistaken. Yes, there are some solid rules currently in place, e.g., being able to keep your children/young adults on you insurance plan (if you still have one) until the age of 26. Keeping [insurance available to those with] pre-existing conditions should remain in place. However, there are many areas of the ACA that are in dire need of elimination and replacement for a more reasonable substitution.

In other words, repeal and replace the ACA, as the GOP has wisely indicated. The current ACA is causing many problems if left to remain the law of the land. Laws are made to be adjusted when problems arise with so many unaddressed issues harming Americans and their accessibility to a sound and cost-effective health care system. Escalating costs that are skyrocketing out of control must be contained.

Major insurance companies that have openly opted out of participation in the ACA have already caused havoc in Americans finding an insurance provider of their choice and location. President Obama’s comments of “If you like your insurance plan and/or doctor, you can keep them” was spoken in “forked tongue.” These statements have been proven false.

Quite candidly, many doctors have elected to leave the practice of medicine because of the massive regulation overloads currently warranted by the ACA travesty, leaving their patients to scramble to locate another physician who is willing to accept the mountainous paperwork requirements. The pharmaceutical companies are now protecting themselves by covering these extreme drug cost escalations by adjusting their cost and tier levels stunningly to higher plateaus and quantity restrictions, leaving American patients as innocent victims of the medical bureaucracy calculated and fomented in Washington, D.C. There should be a form of the Hippocratic Oath for politicians. “First, Do No Harm!”

President Donald J. Trump knows the problems within the ACA and will go to the root of them with common sense and successful solutions to rectify the wrongs that have been inflicted upon Americans. Common sense is an extremely rare commodity and quality in the Washington, D.C., hierarchy.

May God always bless the United States of America.

Beverly Monahan

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