Letter to the Editor: Two programs for seniors

I write this letter to inform Delaware seniors and their loved ones about two important programs.

First, through the Delaware Prescription Assistance Program (DPAP), members receive up to a $3,000 annual benefit. DPAP pays monthly Medicare Part D Prescription Drug Program (PDP) premiums; covers 75 percent of drug costs for members in their PDP “donut hole” when they have no coverage; and pays for some drugs not covered by PDPs.

To qualify, seniors must: be a Delaware resident; be at least 65 or receiving Social Security disability benefits; have Medicare and be enrolled in a PDP; have no prescription coverage other than a PDP; not receive Medicaid; and have income less than $2,010 monthly or $24,120 annually.

Here are two important notes regarding income limits. First, only earnings like Social Security, pensions, and work income count toward the limits — not physical assets, bank accounts, or retirement accounts. Second, individuals with out-of-pocket prescription costs exceeding 40 percent of their income are exempt from the income limits.

To apply for DPAP, individuals can visit https://dhss.delaware.gov/dhss/dmma/dpap.html or call 1-800-996-9969.

Also, homeowners 65 or older may apply for the Senior School Property Tax Credit, a credit of up to $400 against regular school property taxes. Seniors apply once for the credit and then receive it annually for life. Individuals may download an application at: https://finance.delaware.gov/publications/proptax/ssptc_app.pdf.

Finally, individuals can request a helpful and comprehensive “Guide to Services for Older Delawareans and Persons with Disabilities,” in English or Spanish, via telephone at 1-800-223-9074; via email at DelawareADRC@state.de.us; or via download at: https://www.dhss.delaware.gov/dhss/dsaapd/files/aging_and_disabilities_guide.pdf.

Eric Morrison

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