Insurance Department urges insurers to be flexible in trying times

DOVER — The Department of Insurance is urging health insurers to waive all prior authorization requirements and not to cancel plans due to nonpayment while the coronavirus keeps Delaware in a state of emergency. Prior authorization mandates mean individuals must have certain procedures approved by an insurance company before being treated, which can lead to […]

Coronavirus testing must be covered by insurance, state says

DOVER — Insurance Commissioner Trinidad Navarro is reminding Delawareans and insurers that coronavirus testing is a necessary benefit required to be covered by health care. Insurers and providers should also promote telemedicine to allow people to speak with a doctor remotely, Mr. Navarro said. First diagnosed in Wuhan, China, late last year, this strain of […]

Department of Insurance celebrates response to fraud in 2019

DOVER — The Delaware Department of Insurance reported that it made great strides in fraud detection and response during 2019. Throughout the year, six criminal arrests that included 21 charges were recommended from the Department’s Fraud Prevention Bureau to the Department of Justice and 16 civil cases were brought forward resulting in more than $21,000 […]

Share of uninsured Americans rises for first time in a decade

WASHINGTON — The number of Americans without health insurance edged up in 2018 — the first evidence from the government that coverage gains from President Barack Obama’s health care plan might be eroding under President Donald Trump. The Census Bureau also said in an annual report Tuesday that household income rose last year at its […]

Carney signs Insurance Data Security Act into law

DOVER — Gov. John Carney signed House Bill 174, titled the Delaware Insurance Data Security Act, into law on Wednesday. The law is based on an NAIC Model Act, which establishes a comprehensive regulatory framework requiring insurers licensed to do business in Delaware to implement information security programs, report instances of data breaches in a […]

Commentary: Nearly $1 million in fines levied against Delaware insurance firms

In late 2018, the Delaware Department of Insurance (DOI) initiated and completed examinations of 15 insurance companies that resulted in penalties totaling $948,000. These exams began after the DOI received complaints from consumers who believed they received bad advice concerning annuities. Several Delawareans reported that insurance agents were approaching elderly consumers with recommendations that they […]

Commentary: Reinsurance program would increase access for Delawareans

Under the Affordable Care Act, states were required to create health insurance marketplaces for people who weren’t eligible for coverage at their workplaces, were too young for Medicare, made too much money to be eligible for Medicaid, had aged off their parents’ plans or were self-employed. The first year of enrollment for Delaware’s marketplace began […]

Speak Out: Insurance guarantees

Legislation released from a Democratic-controlled Senate committee Wednesday would codify one of the core tenets of the Affordable Care Act by guaranteeing individuals access to health care. Senate Bill 35 would insert into Delaware law several of the provisions of the ACA, also known as Obamacare, that seek to allow more people to obtain coverage. […]

Letter to the Editor: Short-term insurance plans have a place

Delaware’s decision to institute a three-month cap on short-term health insurance plans is a slap in the face to middle-class Americans struggling to afford healthcare. Elsewhere in the country, frugal consumers can utilize short-term insurance to fill their annual health coverage needs. Short-term plans are significantly less expensive than traditional insurance. According to the U.S. […]

Shoppers may face hard choices again on health marketplaces

Insurance shoppers likely will have several choices for individual health coverage this fall. The bad news? There’s no guarantee they will cover certain doctors or prescriptions. Health insurers have stopped fleeing the Affordable Care Act’s marketplaces and they’ve toned down premium hikes that gouged consumers in recent years. Some are even dropping prices for 2019. […]